Having a baby is an adventure that involves many significant emotional and financial decisions. Initial concerns range from which diapers to use to which car seat is safest. In the next phase, after seeing the quotes for various daycare, nanny, and preschool providers, many parents quickly begin to wonder, “How are we ever going to pay for college?”

Once you have provided for your own personal expenses and retirement, it may be time to consider how your money could benefit others and create a family legacy of giving.

Giving away some of your money is a great way to support the people and organizations you love. But choosing the right strategy is essential for minimizing your taxes and meeting your personal goals.

While you can't eliminate the possibility of being a victim of cybercrime, you can control how you react. If your email, credit card, or identity is compromised, the most important thing is that you act fast to limit the damages.

Here are twelve steps you should follow to regain control of your online security after you have been hacked.